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Sale Details

• Sale Price
• Mortgage Payoff

Seller Costs & Deductions

• Agent Commission (%)
• Seller Closing Costs (%)
• Repairs & Other Costs

Tên các trường được hiển thị như trong giao diện tiếng Anh của công cụ tính.

• Estimated Net Proceeds
• Sale Price
• Mortgage Payoff
• Agent Commission
• Closing Costs
• Other Costs

Seller net sheet

A worksheet that estimates what a seller will walk away with after a sale, starting from the price and subtracting the mortgage payoff, agent commission, closing costs and other charges. It is a planning estimate used to price a home or weigh an offer; the settlement statement at closing is the binding figure.

Net proceeds

The cash paid to the seller at closing: sale price minus mortgage payoff, commission, seller closing costs and other deductions. It is not the same as profit, because it ignores what you originally paid and spent on improvements. If the figure is negative, the seller must bring money to closing to complete the sale.

Mortgage payoff

The amount needed to pay off every loan secured by the home at closing, including any second mortgage or home equity line. It is usually a little higher than the balance on your statement, because it adds interest through the payoff date and possible fees. Request a payoff statement from the servicer for the exact figure.

Agent commission

The fee paid to real estate agents for the sale, entered here as a percentage of the sale price. It is often split between the listing agent and the buyer’s agent, though arrangements vary and are negotiable. Because it is charged on the full price, it is usually the largest deduction after the mortgage payoff.

Seller closing costs

Settlement charges paid by the seller, such as title fees, transfer taxes, attorney or escrow fees and recording charges, entered here as a percentage of the sale price. Who pays which costs depends on local custom and the purchase contract, so the percentage can vary considerably between states and even counties.

Transfer tax

A tax some states, counties or cities charge when real estate changes hands, usually figured on the sale price. Rates and who pays vary widely, and some areas charge none. It is part of the seller closing costs percentage in this calculator, so check the local rate if you want a closer estimate.

Seller concessions and repair credits

Money the seller agrees to give the buyer at closing, often to cover repairs found during inspection or part of the buyer’s closing costs. They reduce net proceeds dollar for dollar, as do staging and pre-sale repairs. Enter them in the repairs and other costs field, which is deducted as a fixed amount.

Settlement statement

The itemized document prepared at closing that lists every charge and credit for the buyer and seller, and the final amount each pays or receives. It replaces any estimate, including this one. Reviewing a draft before closing is the best way to catch errors in the payoff, commission or prorated taxes.

Capital gains on a home sale

The taxable profit from a sale: the price minus selling costs and your adjusted basis, meaning purchase cost plus improvements. Owners of a primary residence may exclude a portion of the gain if they meet IRS ownership and use tests. This calculator shows cash proceeds only and does not estimate any tax due.

Estimates only. Net proceeds depend on your final sale price, payoff amount, commission and closing costs at settlement. Your settlement statement is the binding figure.

Kết quả của công cụ tính chỉ là ước tính minh họa, không phải Loan Estimate, thư phê duyệt trước hay đề nghị cấp tín dụng.